MobiFone Pay Wallet Mobile App
Designed a secure and intuitive e-wallet with advanced features for bill payments, mobile top-ups, exclusive deals, and multi-factor authentication including fingerprint recognition and auto-logout for enhanced security.
Capabilities
- Cross-platform native app (Flutter) for iOS & Android
- E-wallet features: top-up, P2P transfers, bill payments
- Multi-factor (OTP, PIN) & biometric (fingerprint, face ID) authentication
- Loyalty & cashback engine with telecom-integrated promos
- Secure session management & auto-logout
Technologies
- Flutter & Dart
- Firebase Auth & Firestore
- RESTful Node.js backend
- PCI-DSS–certified payment gateway
- Azure for analytics and notifications
Team
- 5 Software Engineers
- 3 Testers
- 1 Product Owner
Outcome Achieved
- 30% growth in active users within 6 months
- 25% shift from scratch cards to wallet top-ups
- 20% faster transaction processing
- 4.9/5 average app rating
Value Delivered
Driving Financial Inclusion Through Secure, Smart Cashless Solutions
Broadened financial inclusion by providing cashless payments to under-banked segments; integrated bill reminders and auto-pay reduced missed payments; biometric security and encrypted transactions built trust; telecom promos drove adoption; analytics enabled targeted offers; supported national cashless agenda.
Customer
MobiFone
MobiFone, one of Vietnam’s “Big 3” telcos (50 M+ subscribers), launched MobiFone Pay under the national mobile-money pilot to extend digital financial services to unbanked and rural users. Leveraging its telecom infrastructure, it aimed for 5 M active users in 12 months.
Key Highlights
Phone-number wallets with telecom and bank-card top-ups.
Bill payments, P2P transfers & QR-code checkouts.
OTP & biometric login for banking-grade security.
Exclusive data/cashback rewards for transactions.
In-app guidance for novices.
Customer Testimonial
“MobiFone Pay is a game-changer—our customers love the ease and security of every transaction.”
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